Living in Washington Terrace Utah — Real Estate, Schools, Neighborhoods 2026
Randall Gorham · Utah Life Real Estate
Home/ Counties & Cities/ Weber County/ Washington Terrace
Northern Utah/ Weber County/ Washington Terrace, UT 84405
Weber County · City Guide

Washington Terrace
Utah

Weber County's most affordable established city — genuine neighborhood character at the lowest entry price in the Ogden corridor.

Washington Terrace is Weber County's most affordable established residential community — 10,000 residents in a compact city immediately east of Riverdale where the prices are the lowest in the south Ogden corridor and the neighborhood character is purely residential, without the commercial corridor noise that Riverdale's pricing reflects.

~10,000Population
4,300 ftElevation
84405ZIP Code
Lowest entry price in south Weber corridor · Bonneville High School · Residential-only character
Washington Terrace Market Snapshot · 2026
Median Sale Price~$370,000
Price Per Sq Ft~$180
Avg. Days on Market18–30 days
List-to-Sale Ratio97–101%
1-Year Appreciation+3.8%
Active Listings (avg.)15–28 homes
Absorption Rate~1.8 months
Market ConditionSeller's Market
Most Affordable · Residential · Good Value
About Washington Terrace

Weber County — Washington Terrace
Weber County's most affordable established city — ge

Washington Terrace is the most affordable established residential community in the south Weber County corridor — a compact city of 10,000 east of Riverdale where the commercial corridor noise is absent and the neighborhood character is purely residential. The city's 1950s–1975 housing stock reflects the postwar suburban development that defined the Ogden metropolitan area's expansion — modest homes on standard lots with the mature landscaping and neighborhood stability that comes from 50+ years of continuous owner-occupancy.

Bonneville High School serves Washington Terrace through Weber SD, providing the same school access as neighboring South Ogden and Riverdale at the lowest purchase price in the corridor. The city's residential-only character means no commercial traffic, no late-night retail noise, and the quiet that purely residential areas can maintain. Riverdale Road's complete retail infrastructure is 3–5 minutes west, making the commercial access equivalent to Riverdale's own addresses without the on-street commercial noise.

The +3.8% appreciation rate is Washington Terrace's most compelling investment statistic — leading the south Weber corridor despite having the lowest median, reflecting the value-recognition dynamic of the most affordable market catching up to the intrinsic quality of its established neighborhood character. Use our investment analyzer to model returns at these price points, and our mortgage calculator to see monthly PITI at $370K.

Washington Terrace City Official Website — City of Washington Terrace — parks, city services, recreation, and municipal information for this established south Weber County residential community.
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Real Estate Overview

Price Ranges by
Washington Terrace Neighborhood Zone

East Washington Terrace (best character)$380K–$455K
1955–1985 stock · mature trees · Bonneville HS zone · best neighborhood quality
Central Washington Terrace$360K–$440K
Most active · best comp data · established character
West / Riverdale border$345K–$415K
Riverdale commercial 3 min · entry value · FHA primary · investor grade
Washington Terrace Buy-and-Hold Snapshot
+3.8%YoY Appreciation
<2%Vacancy Rate
4.5–5.2%Cap Rate Range
Washington Terrace Neighborhoods

Where to Buy in Washington Terrace —
Distinct Market Zones

Use our neighborhood matching quiz to see which zone aligns with your commute, budget, and lifestyle priorities.

East Washington Terrace
$380K–$455K
The most established and most appealing residential zone in Washington Terrace sits on the east side of the city — neighborhoods where the 1955–1985 housing stock carries the mature trees and established landscaping that only decades of continuous care produce. This zone is the most representative of Washington Terrace's neighborhood character and produces the most consistent buyer satisfaction. The list-to-sale ratio runs 99–102% — consistent demand from buyers who discover the quality-to-price ratio in south Weber County's quietest residential city.
Best characterMature treesConsistent demand
Central
$360K–$440K
The highest transaction volume in Washington Terrace — central neighborhoods with the most reliable comparable sales data and the best access to the city's services. The central zone provides the most complete picture of Washington Terrace's real estate market and is where most buyers land on their first Washington Terrace purchase. FHA financing is active throughout this zone at the sub-$440K price points, and Utah Housing programs apply for qualifying buyers. Our DPA guide covers the details.
Best comp dataFHA activeHighest volume
West / Riverdale Border
$345K–$415K
The most affordable tier in Washington Terrace approaches the Riverdale commercial boundary — the 3–5 minute proximity to Riverdale Road's retail means commercial access is fully available without paying Riverdale's commercial-adjacent pricing. The oldest housing stock in the city (1945–1965 primary) carries renovation potential that newer stock can't match. Cap rates (4.8–5.2%) are the best in south Weber County outside of Ogden's historic core. For investors who want south Ogden corridor yields at entry prices, this is the target.
Entry priceRenovation upsideBest cap rates
Market Data and Real Estate Terms

Washington Terrace's Market —
What the Numbers Mean for Buyers

Washington Terrace's +3.8% appreciation is the highest in the south Ogden corridor and confirms the value-recognition thesis: the most affordable established community catching up to the intrinsic quality of its neighborhood character and location. At a median of $370K, Washington Terrace offers Bonneville HS access, Riverdale Road retail proximity, and Roy FrontRunner rail access at a price point that undercuts every comparable established community in Northern Utah outside of Ogden proper.

The seller's market (1.8 months) confirms consistent demand from first-time buyers, investors, and value-seeking buyers who have done the south Weber County comparison. Well-priced Washington Terrace properties move in 18–25 days. The price per square foot of $180 is the lowest for established construction in the Ogden urban area, providing the most total square footage per dollar of any south Weber County market.

For investors, cap rates of 4.5–5.2% in Washington Terrace are the best in the south Ogden residential corridor. The established neighborhood character attracts quality tenants who value residential quiet, and the Riverdale Road proximity ensures tenant sourcing from the commercial workforce. Long-term appreciation at 3.8% confirms that the holding thesis produces both current income and equity growth. Use the investment analyzer for full modeling.

Median Sale Price
~$370,000
Current Washington Terrace median. Weber County avg ~$400K.
Days on Market
18–30 days
Avg. list-to-contract. Varies by zone and season.
Absorption Rate
~1.8 months
Months of supply. Under 2.0 = seller advantage.
List-to-Sale Ratio
97–101%
Sale price as % of list. Over 100% = sold above asking.
Appreciation Rate
+3.8%
Year-over-year median price change.
Price Per Sq Ft
~$180
Washington Terrace average. Varies by zone, age, and condition.
Financing — Active Loan Types in Washington Terrace
Conventional
Up to $806,500
Most common. 20% down = no PMI. Dominant for move-up buyers.
FHA
Up to $524,225
3.5% down. First-time buyers. DPA programs available.
VA Loan
No limit · Zero down
Veterans. Hill AFB proximity keeps VA active across Weber Co.
Jumbo
$806,500+
For premium properties. 10–20% down typically required.
Education

Schools Serving
Washington Terrace

Always verify your specific address school assignments directly with the school district before purchase.

High School · Weber SD
Bonneville High School
Washington Terrace is served by Bonneville High School — the same school covering South Ogden and Riverdale. Strong 6A athletics and academics through Weber SD. Bonneville's established school culture and community history make it a familiar, trusted institution for the south Weber County communities it serves.
Grades 9–12 · 6A
Middle School · Weber SD
Mound Fort Junior High
Serves the Washington Terrace and Riverdale middle school zone with Weber SD standard curriculum. Strong program continuity feeding into Bonneville High School's athletics and academics pathways.
Grades 7–9
Elementary Schools · Weber SD
Multiple Zone Schools
Washington Terrace is served by Weber SD elementary schools. Verify your specific address assignment with Weber SD directly before purchase.
Grades K–6
Higher Education
Weber State University (14 min) · Roy FrontRunner (10 min)
Weber State University is 14 minutes north. Roy FrontRunner Station is 10 minutes west via I-15 — providing practical rail access to SLC and Ogden. WSU proximity drives rental demand from students and faculty/staff who purchase in Washington Terrace for its below-South-Ogden pricing.
University Access
Commute and Transportation

Getting From Washington Terrace
to Where You Need to Be

Use our Northern Utah commute calculator to compare Washington Terrace against all Weber County cities for your specific employer destination.

Destination
Drive Time
Route / Notes
Riverdale commercial corridor
3–6 min
West on local roads — Riverdale Road full retail
Ogden (downtown)
10–16 min
North on local roads or I-15
Weber State University
14–20 min
North on Washington Blvd
Roy FrontRunner Station
8–14 min
I-15 W to Roy — SLC in 40 min
Hill AFB Main Gate
18–26 min
I-15 S to Layton exits
South Ogden (adjacent)
3–6 min
Local roads
Salt Lake City (downtown)
40–52 min
I-15 S or FrontRunner (40 min from Roy)
Local Highlights

What Washington Terrace
Offers Day-to-Day

Washington Terrace's residential-only character is its defining quality — no commercial strip, no industrial corridor, no late-night service activity. The quiet streets lined with mature trees are the primary lifestyle asset. Riverdale Road's complete retail infrastructure (3–5 min west) provides all the commercial access of Riverdale proper without the adjacency. Mt. Ogden Golf Course in South Ogden is accessible in 5–8 minutes for recreational golf.

Ogden's 25th Street dining and entertainment district is 10–16 minutes north. Weber State University's campus events, library resources, and continuing education programs are 14 minutes north. For outdoor recreation, Snowbasin is accessible via I-84 east in 35–40 minutes from Washington Terrace. Roy FrontRunner Station — 10 minutes west — provides the most practical public transit in the south Weber residential corridor for SLC-bound commuters.

Purely residential characterRiverdale Road retail — 5 minRoy FrontRunner — 10 minOgden 25th Street — 12 minWeber State University — 14 minMt. Ogden Golf — 6 minSnowbasin — 35 minBonneville High School zone
Buyer Questions

Frequently Asked Questions
About Buying in Washington Terrace

Why is Washington Terrace less expensive than South Ogden or Riverdale?
Two factors: Washington Terrace is a smaller, less prominently marketed city that many buyers never specifically search; and the 1950s–1965 housing stock carries an age discount relative to South Ogden's more mixed vintage. Neither factor reflects a quality difference in the residential neighborhoods themselves — the east Washington Terrace zone is genuinely comparable in neighborhood quality to South Ogden's valley floor. The price gap ($10,000–$20,000 below South Ogden) is driven more by name recognition and stock age than actual quality difference.
Does Washington Terrace have its own commercial services?
Washington Terrace itself is primarily residential with limited own commercial development. Daily commercial needs are covered by Riverdale Road (3–5 min west) and South Ogden's commercial services to the north. For buyers who want commercial amenities within walking distance of their home, Washington Terrace is not the right choice. For buyers who prefer residential quiet and don't mind a 5-minute drive for groceries, the city's commercial profile is a feature.
Is Washington Terrace a good first-time buyer market?
Strongly yes — the combination of the lowest established-neighborhood prices in the south Weber corridor, FHA-accessible price points ($345K–$440K), consistent mild seller's market conditions (1.8 months absorption), and the practical commercial access via Riverdale Road make Washington Terrace one of the best first-time buyer markets in Northern Utah. The key is being specific in your search — the city doesn't appear prominently in many online search filters, so working with an agent who specifically knows the south Weber market helps ensure you evaluate these properties.
What are the investment prospects for Washington Terrace?
Washington Terrace's +3.8% appreciation from the lowest price base in the south Ogden corridor creates the best percentage-gain trajectory in the area. For investors, cap rates of 4.5–5.2% combined with appreciation make the total return case compelling. The established residential character attracts quality tenants who value the quiet neighborhood. The renovation upside in the west zone's 1945–1965 stock adds a value-add component that newer markets lack. Use the investment analyzer.
What property taxes apply in Washington Terrace?
Weber County's effective rate of approximately 0.60% applies — roughly $2,220/year on a $370K home. Use our mortgage calculator for full PITI estimates including taxes and insurance.
Are there down payment programs available?
Yes — Utah Housing Corporation programs apply. FirstHome and HomeAgain both work at Washington Terrace's price tier. VA loans are active given AFB proximity. FHA at 3.5% down on a $370K purchase requires approximately $12,950 — the lowest cash requirement for an established-neighborhood purchase in the Ogden metropolitan area. See our DPA guide.
Explore Weber County

Also in Weber County

Compare Washington Terrace against every Weber County city — or return to the full Weber County guide for side-by-side data on all 13 communities.

Randall Gorham · Washington Terrace Utah Specialist

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