Living in Clearfield Utah — Real Estate, Schools, Neighborhoods 2026
Randall Gorham · Utah Life Real Estate
Northern Utah/ Davis County/ Clearfield, UT 84015
Davis County · City Guide

Clearfield
Utah

Hill AFB's front door. Davis County's strongest investor market.

Clearfield is the most military-connected city in Davis County — Hill Air Force Base's south boundary touches Clearfield's north edge, making it the shortest commute to the base of any Davis County city. The Freeport Center industrial complex drives significant civilian employment, and the city's below-median prices make it Davis County's top market for first-time buyers and buy-and-hold investors.

~32,000Population
4,390 ftElevation
84015ZIP Code
Hill AFB: 3–5 minutes — shortest AFB commute in Davis County
Clearfield Market Snapshot · 2026
Median Sale Price~$415,000
Price Per Sq Ft~$190
Avg. Days on Market14–22 days
List-to-Sale Ratio97–101%
1-Year Appreciation+3.5%
Active Listings (avg.)30–50 homes
Absorption Rate~1.5 months
Market ConditionSeller's Market
VA-Active · Investor-Grade · Fast DOM
About Clearfield

Davis County — Clearfield —
Hill AFB's front door. Davis County's strongest investo

Clearfield sits at the geographic and economic center of Hill Air Force Base's residential support zone. The base's south perimeter runs along Clearfield's northern boundary — a proximity that shapes everything about the city, from its commercial character to its housing market. The Freeport Center, located on the former Clearfield Naval Supply Depot, is one of Utah's largest industrial and distribution complexes, employing thousands in warehousing, manufacturing, and logistics in addition to the 28,000-plus workers across the base itself.

For buyers, Clearfield's appeal is straightforward: the lowest median home price in Davis County with full access to Davis School District, a 3–5 minute commute to Hill AFB, and the strongest cap rates and rental yields of any city in the county. The investment property analyzer consistently shows Clearfield producing cap rates of 4.5–5.5% — meaningfully above Layton's 4.0–4.8% and far above Farmington or Bountiful. Military PCS cycles create predictable rental demand with tenant qualification typically excellent. Use our Hill AFB PCS calculator to compare the buy-versus-rent decision at Clearfield's price points.

The residential market divides along two axes: military-adjacent communities in the north and west at entry price points, and the slightly elevated east Clearfield neighborhoods with modestly better views and a quieter character. The Davis School District serves the entire city; Clearfield High School's strong JROTC program reflects the military community's deep roots here. For buyers using VA financing — which requires zero down payment and no PMI — Clearfield's $380K–$440K south corridor represents some of the best value in Northern Utah. Our down payment assistance guide covers the additional programs available for non-military first-time buyers.

Clearfield City Official Website — City of Clearfield — parks, recreation programs, permits, city ordinances, and municipal services.
Official Website ↗
Real Estate Overview

Price Ranges by
Clearfield Neighborhood Zone

South Clearfield / AFB Corridor$355K–$435K
Closest addresses to Hill AFB · Highest VA loan concentration · 1960s–1980s builds · Investor primary zone
Central Clearfield$385K–$470K
Most active buyer volume · 1970s–1995 stock · good lot sizes · FHA and conventional mix
East Clearfield (bench edge)$420K–$510K
1990s–2010s builds · slightly elevated · quieter streets · best comps in Clearfield
Freeport Center adjacent (west)$360K–$430K
Older stock · largest lots · most renovation potential · lowest $/sqft in county
Clearfield Buy-and-Hold Snapshot
+3.5%YoY Appreciation
<2%Vacancy Rate
4.5–5.5%Cap Rate Range
Clearfield Neighborhoods

Where to Buy in Clearfield —
Four Distinct Market Zones

Use our neighborhood matching quiz to see which zone aligns with your commute, budget, and lifestyle priorities before you start touring.

South Clearfield / Military Zone
$355K–$435K
The most VA-loan-active neighborhood cluster in Davis County — south Clearfield properties within 2 miles of Hill AFB's main gate serve as the primary home-buying zone for base personnel at junior and mid-grade enlisted and officer ranks. Ranch-style homes built 1960–1985 on standard quarter-acre lots with utility easements common. The list-to-sale ratio runs 98–102% here during the PCS season (May–August) when military buyers are most active. Investors find the best cap rates in Davis County in this zone — typically 5.0–5.5% on properties purchased at the $380K–$420K level with current rents.
VA loan marketHill AFB 5 minBest cap rates
Central Clearfield
$385K–$470K
The highest transaction volume zone in Clearfield — established neighborhoods built across a 30-year span from 1970 to 2000 producing a range of lot sizes, floor plans, and finishes within a short radius. The absorption rate in central Clearfield runs tight (1.4–1.6 months), keeping competitive conditions on well-priced properties. The Clearfield Aquatic Center, one of the largest public aquatic facilities in Northern Utah, serves this zone. First-time buyers using FHA financing with 3.5% down find the most viable Clearfield entry price points here — use our mortgage calculator to see monthly costs at this tier.
Highest volumeAquatic Center accessFHA-active
East Clearfield
$420K–$510K
Clearfield's most desirable residential zone sits on the slight bench elevation east of Interstate 15 — homes built 1990–2012 with newer floor plans, better finishes, and modestly improved mountain views. The price per square foot in east Clearfield ($200–$210) tracks above the city average and below Layton's comparable-era builds, making it an attractive relative-value target for buyers who want newer construction without Layton's premium. Days on market in this zone averages 14–18 days, reflecting move-up buyer demand from Clearfield's west side as well as in-migration from Weber County.
Newest buildsBest viewsMove-up buyers
Freeport Center / West Clearfield
$360K–$430K
The most affordable and most lot-generous zone in Clearfield — the areas adjacent to Freeport Center carry the industrial-proximity discount that creates the lowest price per square foot (under $185) in all of Davis County. Lots here are frequently 0.3–0.5 acres, producing renovation-and-hold investment appeal that smaller-lot markets cannot match. The tradeoff is the industrial character of the immediate area; residential streets west of I-15 feel distinct from the east corridor. For buy-and-hold investors seeking maximum lot size per dollar spent in Davis County, this is the target zone.
Largest lotsLowest $/sqftRenovation appeal
Market Data and Real Estate Terms

Clearfield's Market —
What the Numbers Mean for Buyers

Clearfield's real estate market is the most investor-friendly in Davis County — the combination of Hill AFB's stable employment base, the Freeport Center's demand for workforce housing, and the city's below-median pricing creates cap rates of 4.5–5.5% that exceed any other Davis County market. The absorption rate of 1.5 months reflects strong demand even at entry prices, driven partly by military buyers using VA loans who can purchase in the $380K–$440K range without a down payment or PMI. The Hill AFB PCS tool helps military buyers evaluate whether purchasing at Clearfield's prices makes more financial sense than base housing.

For primary home buyers, the list-to-sale ratio of 97–101% means Clearfield homes near the AFB corridor sell at or above asking. The average days on market of 14–22 days reflects the fastest turnover in Davis County — driven by the base's continuous in-migration of new personnel on PCS orders. Well-priced listings in the south corridor enter multiple-offer situations regularly during the spring and summer PCS season. Buyers who are pre-approved and flexible on due diligence timelines typically win in these conditions.

The median sold price of $415K positions Clearfield as the most affordable Davis County entry point outside of Sunset — and unlike Sunset, Clearfield has a larger, more established commercial base and greater employment diversity. Year-over-year appreciation of +3.5% is slightly below the county average of +3.8%, reflecting the entry-price tier's historically slower appreciation trajectory. However, buyers who purchased in 2019–2020 have seen strong equity gains given the rapid appreciation cycle of 2020–2022. The investment analyzer models both cash flow and equity scenarios.

Median Sale Price
~$415,000
Current Clearfield median. Compare Davis County avg $465K.
Days on Market
14–22 days
Avg. list-to-contract. Varies by zone and season.
Absorption Rate
~1.5 months
Months of supply. Under 2 = seller's market advantage.
List-to-Sale Ratio
97–101%
Sale price as % of list. Over 100% = sold above asking.
Appreciation Rate
+3.5%
Year-over-year median price change. Davis County avg +3.8%.
Price Per Sq Ft
~$190
Clearfield average. Varies by zone, age, and condition.
Financing — Active Loan Types in Clearfield
Conventional
Up to $806,500
Most common. 20% down = no PMI. Dominant for move-up buyers.
FHA
Up to $524,225
3.5% down. First-time buyers. DPA programs available.
VA Loan
No limit · Zero down
Veterans. Hill AFB proximity keeps VA active across Davis Co.
Jumbo
$806,500+
For premium properties above conforming limit. 10–20% down.
Education — Davis School District

Schools Serving
Clearfield

Clearfield is served entirely by the Davis School District. Always verify your specific address's school assignments directly with Davis SD before purchase.

High School · Davis SD
Clearfield High School
Home of the Clearfield Falcons. 6A classification with comprehensive AP course catalog and one of Davis SD's strongest JROTC programs — reflecting the military community's deep roots. Strong CTE pathways aligned with Freeport Center employment sectors (logistics, welding, automotive). Approximately 2,100 students. Dual enrollment with Davis Technical College.
Grades 9–12 · 6A
Middle Schools · Davis SD
Central Davis and South Davis Junior High
Central Davis Junior High serves the northern Clearfield zone; South Davis Junior High serves southern areas. Both offer standard pre-high-school coursework with strong elective programs. Verify your specific address assignment directly with Davis School District as boundary lines are not intuitively mapped.
Grades 7–9
Career Tech
Davis Technical College — Kaysville (8 min)
Davis Technical College, located 8 minutes north in Kaysville, provides career certifications in healthcare, welding, culinary, automotive, and information technology. Directly accessible for Clearfield residents without freeway travel. Strong linkage to Freeport Center employer needs.
Career Certifications
Higher Education
Weber State University (Ogden, 22 min)
Weber State University is the primary higher education destination for Clearfield residents — 22 minutes north via I-15, with programs in business, healthcare, education, and engineering. Salt Lake Community College multiple campuses accessible 35–40 min south.
University Access
Commute and Transportation

Getting From Clearfield
to Where You Need to Be

Use our Northern Utah commute calculator to compare Clearfield against other Davis County cities for your specific employer destination — including peak-hour drive times and FrontRunner estimates.

Destination
Drive Time
Route / Notes
Hill AFB Main Gate
3–5 min
Direct surface streets — shortest AFB commute in Davis County
Freeport Center (Clearfield)
5–8 min
US-89 / local roads
Layton (commercial corridor)
8–14 min
I-15 N or US-89
Farmington / Station Park
18–24 min
I-15 S
Ogden (downtown)
22–30 min
I-15 N
Salt Lake City (downtown)
38–48 min
I-15 S — peak hour variable
FrontRunner (Clearfield Station)
2 min
Station in city — SLC in 35 min, Ogden in 15 min
Local Highlights

What Clearfield
Offers Day-to-Day

The Clearfield Aquatic Center is Davis County's most complete public aquatic facility — an indoor-outdoor complex with a competition pool, lazy river, water slides, and year-round lap swimming that draws residents from across the county. Freeport Park, the city's main green space, provides athletic fields, walking paths, and picnic facilities adjacent to the Freeport Center industrial complex. The Hill Aerospace Museum, located directly on Hill AFB grounds 5 minutes from central Clearfield, holds one of the Mountain West's finest collections of military aircraft with free general admission for civilian visitors.

Clearfield's commercial infrastructure along 1000 North and State Street provides full daily-needs access — grocery, pharmacy, dining, home improvement, and medical care — without requiring I-15. The city's veterans community is well-organized and active, with VFW and American Legion posts serving the large military retiree population that stays in Clearfield after service. FrontRunner at Clearfield Station connects north to Ogden (15 min) and south to Salt Lake City (35 min) without a car.

Clearfield Aquatic Center — indoor/outdoorHill Aerospace Museum — 5 min, freeFrontRunner Clearfield StationFreeport Park athletic complexVeterans community — VFW, AmLegionDavis Technical College — 8 minHill AFB Base Exchange accessLayton Hills Mall — 10 min north
Buyer Questions

Frequently Asked Questions
About Buying in Clearfield

What makes Clearfield the top investor market in Davis County?
Three structural factors combine: Hill AFB creates a continuous stream of qualified military tenants on 2–3 year rotation cycles; Freeport Center's 10,000+ workers generate civilian rental demand independent of base fluctuations; and Clearfield's below-median purchase prices produce cap rates (4.5–5.5%) that exceed every other Davis County market. Military renters typically have stable income, excellent rental history, and reliable PCS departure timelines that allow landlords to plan for vacancy. Use our investment property analyzer to model specific properties.
How does VA financing work in Clearfield's market?
VA loans — available to veterans, active duty, and eligible surviving spouses — require zero down payment and carry no private mortgage insurance requirement. In Clearfield's $380K–$440K south corridor, a VA purchase eliminates a $57,000–$66,000 down payment compared to conventional 15% down. VA loans require a VA appraisal and a funding fee (typically rolled into the loan). Clearfield's FHA loan limit of $524,225 covers the entire market; VA has no loan limit for eligible buyers with full entitlement. Our Hill AFB PCS tool includes VA vs conventional comparison at Clearfield prices.
What are the HOA situations in Clearfield neighborhoods?
Most of Clearfield's housing stock — particularly the pre-1990 builds that dominate the south and west corridors — has no HOA. This is a meaningful financial distinction from Farmington's Station Park communities, where HOA fees of $80–$200/month add $960–$2,400 annually to occupancy costs. Buyers comparing Clearfield to Farmington should factor the HOA cost difference into their total cost of ownership analysis. The minority of Clearfield's newer developments do carry HOAs — always confirm with your agent before making an offer.
Which elementary and middle school would my child attend?
Davis School District uses address-based attendance boundaries that require verification at the district level. Clearfield is served by multiple elementary schools depending on location, and by Central Davis Junior High (north Clearfield) or South Davis Junior High (south Clearfield) at the middle school level. Clearfield High School serves most Clearfield addresses for high school. The Davis SD website provides an address-based school finder tool. Always verify your specific address assignment before purchase if school assignment is a priority.
Is there new construction available in Clearfield?
Limited. Clearfield is a largely built-out city with modest infill construction activity. Buyers specifically seeking new construction in Davis County's north-central corridor are more likely to find inventory in Clinton or Syracuse to the west. Clearfield's value proposition is existing stock at below-county-median prices, not new construction.
What closing costs should I expect in Clearfield?
Utah closing costs run approximately 2–3% of purchase price. On a $415,000 Clearfield home, budget $8,300–$12,450 covering lender origination fees, title insurance, escrow fees, prepaid property taxes, and prepaid insurance. Davis County's effective property tax rate of ~0.56% means roughly $2,325/year on a $415K home. VA loans carry an additional funding fee (typically 1.25–3.3%) that can be financed into the loan rather than paid at closing. See our complete closing cost guide for full line-item detail.
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Also in Davis County

Compare Clearfield against every other Davis County city — or return to the full Davis County guide for side-by-side data on all 15 cities.

Randall Gorham · Clearfield Utah Specialist

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